Violet Sky

Well, this month was the month that we generated our first bill for the remainder of our roof replacement, so we once again have a line of credit to pay down as quickly as possible. This one is on 0% for the next 18 months, and the plan is obviously to pay it off before that promotional period expires, but I also just haaaaaate debt and will probably finish it off faster than that. We were also betrayed by NBKC, who we originally refinanced with specifically because they said they don’t sell loans, but our loan was finally sold to Rocket Mortgage this month. The upside to this is that now we can automatically track our mortgage balance via Monarch, because Rocket has a working connection with them.

My company’s stock has been hanging out at 52 week lows, numbers not seen since we closed a particularly disastrous line of business years back, but I still ended up selling my May vest and moving money around as a result. $1000 until we’ve paid ourselves back for the car we bought with cash back in January of 2025! Then after that, we need to pay ourselves back for the water heater ($3,000) and then after that we can start distributing money back into our house repair fund, vacation fund… Another expensive year. On the plus side, I’ve finally come to some decent grips with our reduced savings rate and wrapped my mind around the fact that we are quite CoastFIRE at this point, so I’ll be leaving our current deductions as they are until my cash safety blanket is built back up.