
I suppose I should be thankful that the continuing ascent of the market arrived the same month that we finally were invoiced for our new roof, and forked over $15,000 of our savings as a partial payment on the $23,000 bill. This month we were not billed for the rest, but next month we’ll finally have a balance in the credit column, alas.
| Category | June 2026 | Change |
|---|---|---|
| Savings | $106,333 | -12% |
| Investments | $526,536 | +5.3% |
| Cars | $62,136 | +0.7% |
| House | $601,640 | -0.2% |
| Retirement | $995,104 | +5.2% |
| Mortgage | $337,913 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,953,835 | +3.4% |
| Invested Assets | $1,521,640 | +5.2% |
No surprise, our savings went down on the month we tossed a bunch of cash out for home repairs/improvements. It is wild to be within $5,000 of a million in pure retirement funds, but also wild that our investments increased by over $25k in a single month. Keep making hay while the sun shines, I guess! Similarly, we finally officially passed $1.5MM in invested assets and are within striking distance of $2MM net worth. For the first time, when I was transferring these numbers over from my spreadsheet and running the percentage change calculation against them, I was struck by how small the mortgage seems, now. When we first took it out, the idea of borrowing hundreds of thousands of dollars and paying it off less than $800 at a time seemed horrifying, but now that our retirement and investments have so thoroughly outpaced the mortgage, it seems… small? Perspective is a funny thing.
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