Well, it’s a new year, and while 2025 was apparently a great year for the stock market, it ended its last week on a slump. Being up 16% for the year obviously makes up for it, but overall, it hasn’t been a very relaxing year with the stock market, nor one in general, so it is with a bit of trepidation that I enter 2026, financially and otherwise. But since I can’t control any of that, time for a net worth update!
| Category | January 2026 | Change |
|---|---|---|
| Savings | $133,345 | -1.3% |
| Investments | $473,745 | +0.2% |
| Cars | $64,215 | +2% |
| House | $592,082 | -1% |
| Retirement | $853,698 | +1.4% |
| Mortgage | -$341,777 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,775,408 | +0.3% |
| Invested Assets | $1,327,443 | +1% |
Nothing too noteworthy about this month. We continue to climb towards $1MM in retirement, $2MM net worth, and $1.5MM in invested assets. I made some adjustments yesterday to my retirement savings, given that it’s the new year and time for updating my 401k contributions. I’ve only been contributing a token amount ($300/mo) to my MBDR to save up for our vacations during my sabbatical later this year, but since I’m close to my original goal (of course I increased it, after some thought), I’m dialing back the cash saving to only $1000 per paycheck and having the remaining $500 of slush go back into the MBDR.
Violet Sky 
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