finance
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It was a little rocky throughout the month, but ultimately it was another steady climb up to new net worth and invested asset heights. When we got later in the year last year and I hadn’t dropped in the remaining $25k I intended to put in our brokerage, we decided to take $14k of that…
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I really spent a lot of time pondering how to structure this post. Normally, my year in review is just looking over our net worth spreadsheet, rambling the cliff notes to my husband, and calling it a day. This year was the first year that I closely tracked our spending, using the spreadsheet from this…
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So much for a Santa Rally! I suppose asking for a rally after a 24% YTD gain is pretty greedy, but it was still not the way I think most of us were hoping the end of the year would go. I’m still pondering how to organize the first full year of detailed expense-tracking I’ve…
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It’s that time of year again! We’ve made it to the end of the calendar year and past the cut-off date for the 12/31 paycheck (well, I have, at least – ymmv) and so it’s time to adjust our retirement contributions to reflect 2025’s new maximums. I know I am not alone in being a…
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I had to double-check my numbers when updating my spreadsheet’s line item for my husband’s IRA – did it really increase by almost $3k in one month? It did, which was only shocking because I had forgotten how low the end of the previous month had ended. $2716 increase on a mid five figure balance…
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Well, the tide has receded from the high water mark of earlier this month (at its peak, I think our invested assets reached $1.08MM) and we’re back under a million in invested assets again. This leaves us open to celebrating a second (or third! or fourth!) time as we cross over that number, so it’s…
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I’m sure this won’t be the first time we cross this milestone, but we hit $1,000,000 in invested assets accounts today! Periodically on Reddit, someone will ask, “What did it feel like when you crossed a million dollars in invested assets?” Similarly, “What did it feel like when you crossed a million dollars in net…
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I have a confession to make. A timely confession, given that this is being written on October 1st, after the close of the stock market. When recording my monthly net worth statement, I always start by entering the values as they stand on the last day of the month. I don’t “lock” those values in,…
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Well, we finally made it through fog of August and came out over $1.4MM officially. The stock vest I referenced in the last net worth update recovered almost $10/share by the time the actual vest event occurred, which was thrilling. My strategy is, and has always been, to sell immediately upon vest (as in –…
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Every year since 2020, I’ve looked forward to hearing the new 401k and IRA limits being announced. “Looked forward” is a strong statement, I suppose – I’ve anticipated the announcement and taken note when it arrived. There are several sites/entities that spend the entire year predicting the increase for the next year, so it’s usually…
Violet Sky 