January was one of the most professionally chaotic months of my life – that I managed to stay employed for, at least. As a result, I barely paid attention to the stock market (not that I’ve been hanging on its every word, lately) and so as I’m sitting here writing this up, I’m finding myself surprised by the numbers in my spreadsheet. Good surprised, that is, mostly.
| Category | February 2026 | Change |
|---|---|---|
| Savings | $119,983 | -10% |
| Investments | $481,109 | +1.6% |
| Cars | $63,141 | -1.7% |
| House | $579,609 | -2% |
| Retirement | $892,754 | +4.6% |
| Mortgage | $341,008 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,795,588 | +1% |
| Invested Assets | $1,373,863 | +3.5% |
We finally deployed the last bit of money we’d been hanging on to to max out my husband’s Roth IRA and part of mine for the year, which is why our savings dropped so much and partially why our retirement jumped. Apparently the housing market in my area isn’t doing great, because that’s another 2% drop on top of the 1% drop last month. I’m planning on staying in this house for the foreseeable future, so it’s more a curiosity than anything else. After last month’s odd 2% increase in our cars’ values, it isn’t surprising to see it almost drop back down to what it was before.
Violet Sky 
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