The stock market was largely flat this past month, so the growth out of this net worth update was derived primarily from the cash that showed up with the last stock vest of the year. I continue to monitor the market much more lightly than I have in the past, and I’m curious to see if it’s a side-effect of dialing back my MBDR contributions still, or something that will continue into next year.
| Category | December 2025 | Change |
|---|---|---|
| Savings | $135,129 | +10% |
| Investments | $472,866 | +0.3% |
| Cars | $62,926 | 0% |
| House | $599,549 | +0.9% |
| Retirement | $841,909 | +0.8% |
| Mortgage | -$342,544 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,769,835 | +1.6% |
| Invested Assets | $1,314,775 | +0.7% |
All green, somehow! As we approach the end of the year, I’m spending more and more time thinking about how to handle my MBDR going into 2026. We’ve nearly hit our vacation savings goal (though, as i am prone to do, i am considering saving beyond that goal as a buffer) so in theory, I should be able to dial back up my contributions. On the other hand, we’ve certainly reached a critical mass of retirement savings and invested assets, so I might need to consider just how much to dial it up at the end of the month.
Violet Sky 
Leave a comment