Happy government shutdown day to all who celebrate! 😛
I did not spend a lot of time looking at the stock market this month. I don’t know if it’s a side effect of dialing back my MBDR savings, or if I’ve just had different things to think about this past month, but other than a few sporadic checks throughout the month, I mostly ignored it. Imagine my surprise when I started updating my spreadsheets this morning and saw the difference between last month and this one! The S&P500 increased by almost 4.5% in a month, which is frankly ridiculous, but I guess it at least makes the numbers look nice.
| Category | October 2025 | Change |
|---|---|---|
| Savings | $117,837 | +1.9% |
| Investments | $461,200 | +3.5% |
| Cars | $63,347 | -0.5% |
| House | $590,856 | -0.2% |
| Retirement | $814,807 | +3.8% |
| Mortgage | -$344,073 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,703,974 | +2.8% |
| Invested Assets | $1,276,007 | +3.7% |
We notched another $100k into our net worth, a mere three three months after our last $100k, which feels ridiculous. Our invested assets also climbed about $46k despite my extremely pared down MBDR savings. All of that makes sense given how much the stock market went up last month!
Importantly, we also maintained our cash savings from the usual quarterly high mark of my August vest. Despite additional vacation expenses draining some of our vacation savings, I’m refilling it at a faster rate than we’re spending it. I have a goal of getting our vacation savings to a stable $20,000 for next year’s sabbatical, so hopefully we can keep this momentum going until the end of the year.
Violet Sky 
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