August was a high spend month, thanks to buying a bunch of plane tickets to Japan and several other travel-related expenses, so thankfully it was also a high income month, being another stock vest month. Putting aside $10k for travel expenses and immediately consuming $9,300 of it was not the best feeling, but feels better than not getting to travel at all!
| Category | September 2025 | Change |
|---|---|---|
| Savings | $115,665 | +8.4% |
| Investments | $445,662 | +2.4% |
| Cars | $63,670 | -5% |
| House | $592,262 | -1.5% |
| Retirement | $784,653 | +3.3% |
| Mortgage | -$344,834 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,657,078 | +2% |
| Invested Assets | $1,230,315 | +3% |
I read recently that this housing market is the softest it’s been since 1982. Separately, I saw that it’s the softest since 1989, and while I didn’t dig into either statement too deeply, I am seeing houses in my area linger on the market with price reductions, so having our home dip back under $600k is not a huge surprise. The larger surprise is the abrupt depreciation of the cars, given that tariffs are supposed to be squeezing used car prices higher again. The only car we would consider selling is our cheapest one, so it doesn’t really matter, but it’s interesting to see the drop.
This latest vest allowed us to add more to several categories of sinking funds, plus pay off another $3k chunk of the money we borrowed in January to buy our fourth (!) car, so despite the absolutely wanton vacation pre-paying, our cash ended up significantly higher than last month. As someone who loves a cash safety blanket, it’s nice to see.
Violet Sky 
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