One foot in front of the other this month. It felt like the first two weeks sped by, then everything ground down to a much slower pace. It was also one of those annoying months where my semi-monthly pay schedule had my first paycheck arriving on a Sunday, which moved it to Friday the 13th (spooky!). The last day of the month was a Monday, which made the stretch between pay days just a little longer than usual. Maybe that had something to do with it.
| Category | July 2025 | Change |
|---|---|---|
| Savings | $110,465 | -3% |
| Investments | $426,919 | +5% |
| Cars | $67,584 | -3% |
| House | $607,515 | -1% |
| Retirement | $744,007 | +5% |
| Mortgage | -$346,352 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,610,138 | +3% |
| Invested Assets | $1,170,926 | +5% |
It’s hard to be mad about a month where investments of all kinds increased by over 5%! As I put this together and saw that we’re nearing $750k in retirement alone, it made me realize how close $1MM in retirement is for us. I think that will be a particularly fun milestone, even though our brokerage is obviously just as important to our overall FIRE journey. We also picked up another $100k increment on our net worth, and are closing in on the same with our invested assets.
This month, we’re going to Europe for part of it. The last two times we went to Europe, our investments did extremely well while we were gone, and while there’s obviously no relationship between two random people taking an international vacation and the stock market, it will still be fun to see if the pattern holds.
Violet Sky 
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