
This month felt a lot like I was holding my breath, waiting for things to happen. February is our first stock vest of the year, so there’s always the anticipation of waiting for the earnings announcement, followed by the anticipation (and anxiety!) of watching what the stock price does in between earnings and the next batch of vesting RSUs. The stock market took just enough of a dive as to be annoying. Finally, the latest GDP prediction from the Atlanta Federal Reserve at the end of the month has me rattled, so I’m still holding my breath and waiting for their next report at the end of March.
| Category | March 2025 | Change |
|---|---|---|
| Savings | $112,883 | +10% |
| Investments | $407,147 | -1% |
| Cars | $71,015 | -0.7% |
| House | $596,925 | +0.2% |
| Retirement | $664,013 | +0.6% |
| Mortgage | -$349,366 | -0.2% |
| Credit Cards | $0 | 0% |
| Net Worth | $1,502,617 | +1% |
| Invested Assets | $1,071,160 | +0.04% |
As mentioned in the last update, I’m dropping the tracking of car loans now that we paid cash for our newest car. I’m superstitious enough to cross my fingers that this doesn’t end up returning as a line item unexpectedly.
An uninspiring month overall. The big jump in savings was due to the stock vesting and using most of it to either repay ourselves for borrowed money, or adding money to our vacation fund. We made our first couple of contributions to our brokerage for the year, but $500 obviously isn’t enough to overcome the ~1% drop in the market.
Okay, pause a second. I’m sitting here writing this, looking at the percentages and thinking, “Meh,” while ignoring the fairly substantial milestone of hitting $1.5MM in net worth for the first time. This is where I call myself out for not celebrating the small stuff along the way during the boring middle. $1.5 million is great! We hit $1MM in April of 2023, and $500k in September of 2021, which means we added a million dollars to our net worth in a little less than 4 years. Neat!
Leave a comment