Violet Sky

I have a confession to make. A timely confession, given that this is being written on October 1st, after the close of the stock market.

When recording my monthly net worth statement, I always start by entering the values as they stand on the last day of the month. I don’t “lock” those values in, however, until I see how the stock market looks on the 1st of the next month – if the stock market goes up, I redo the numbers to match the higher values. But if the stock market goes down, I keep them as they are. As the stock market dropped 1% today, these numbers are obviously from September 30th. 😇

We crossed $600k in retirement! Those $100,000 increments leading up to a million are a lot more exciting than the $100,000 increments after you reach a million, for some reason, though I keep an eye on both. We’re also a flat month away from reaching a million in invested assets, as we contribute about $7600 per month to retirement. So all we need is for the stock market to not totally shit the bed over the next 31 days and we’ll finally reach it (sorry in advance for jinxing it).

The credit card balance continues to vex me and I will continue to mention it in each net worth update until it’s paid off in December. I did, as I mentioned in my last net worth update, put $1000 back into our car savings bucket, plus a little extra in other savings, so it finally feels like some of those accounts are moving back in the right direction.